When a Lender tells you "We’re sorry, we can’t approve your mortgage application

So, you’ve been told “no” by a lender. First off—take a deep breath. I know how frustrating and discouraging it can feel to get that mortgage denial email or call. But here’s the truth: one “no” doesn’t mean your dream of owning a home is over. As a local real estate agent, I work with buyers ev

The Dos and Don’ts of Receiving Down Payment Gifts from Family & Friends

Did you know that down payment gifts from family or friends can be a big help—if you follow a few essential rules? For many homebuyers, receiving a financial boost can make the dream of owning a home a reality. However, to ensure that your gift doesn’t create delays or complications in your homebuy